Canandaigua Federal Credit Union
















Credit Union Info

Great Services
Below is a list of services offered by The Canandaigua School District Federal Credit Union. This list is constantly changing as we expand to meet the needs of our customers.

  • Savings Accounts
  • Share Draft/Checking Accounts
  • Club Accounts
    • Christmas
    • Taxes and Insurance
    • Summer Payroll Savings
  • Loans
    • Personal
    • Mortgages/Home Equity
    • Vehicle (New and Used)
    • Boats and Recreational Vehicles of all types
    • Home Improvement
    • Secured Share
  • Education Loans
    • In House by Credit Union
    • Stafford and Plus
  • Share Certificates Of Deposit
  • Precious Persons Program for ages 3 - 11
  • Direct Deposit/Payroll Deduction
  • Individual Retirement Accounts (IRA)
    • Regular
    • Roth
    • Education
  • Discount Entertainment Tickets
  • Notary Service
  • Wire Transfer Service
  • VISA Cards
  • Debit Mastercards
  • Money Orders and Travelers Checks
  • Financial Counseling
  • High School Financial Planning Program
  • Insurance
    • Life
    • Disability
    • AD&D

Staff
Name Title/Position
Barry Stilwell CEO/Manager
Deirdre C. Fitzgerald Operations Manager
Charlene Arva Member Services Manager
Rachel Bement Loan/Member Services
Carol Berner Assistant Head Teller/Member Service Rep.
Cara Rutherford Member Service Rep.
Donna Parsons Clerk
Cathy-Sue Stanton Part-Time Member Service Rep.
Kim Gridley Part-Time Member Service Rep.
Taylor Weeks Intern

Board of Directors
Name Title/Position
Sam DeSalvo Board Chairman
Richard Onze Co-Vice Chair
John Zappia Co-Vice Chair
Steve Holmes Board Treasurer
Mary-Martha Harvey Board Secretary
Barbara Landon Board Member
Henry Roenke Board Member
Douglas Forgue Board Member
Dennis 'Putt' Moore Board Member

Supervisory Committee
Name Title/Position
Keith Eddinger Supervisory Committee Chair
Patricia Reece Committee Member
Douglas Forgue Committee Member
Marilyn Arton Committee Member
Grace Loomis Committee Member

Others
Name Title/Position
Martin E. Muehe Legal Counsel
Bernard Pierce Security Officer

Fees and Services
Transaction Fee
Membership Fee $ .25
Insufficient Funds (NSF) $15.00
Copy of a Check $3.00
Return of Deposited Item $15.00
Statement Reproduction $3.00
Involuntary Closing Fee $15.00
Funds Transfer Fee $1.00
Stop Payment (check & EFT) $10.00
Non-CFCU ATM Fee over 4 per month $1.00
Wire Transfer $20.00
Card Replacement Fee $10.00
Protest Check $20.00
Late Payment Fee $15.00
Credit Union Check Charge $2.00
Account Balancing Per Hour $25.00
Address Not Changed $5.00
Flood Cert $20.00
VISA overlimit fee $15.00
Copy fee per page $.25
Early payoff payment shaver loans $500.00
Money Orders $.50
Mortgage Modification $300.00
Research Fee Per Hour $75.00
Monthly Inactive/Dormant Account Fee $5.00


Equal Housing Lender / NCUA Deposits Insured Privacy Policy | Billing Rights
If you have a question about your account contact a Member Service Representative.
If you think your statement or a specific transaction is incorrect contact the Supervisory Committee.
We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.