Credit Union Info



Great Services


Below is a list of services offered by The Canandaigua Federal Credit Union. This list is constantly changing as we expand to meet the needs of our customers.

  • Savings Accounts
  • Share Draft/Checking Accounts
  • Club Accounts
    • Holiday Club
    • Taxes and Insurance
    • Summer Payroll Savings
  • Loans
    • Personal
    • Mortgages/Home Equity
    • Vehicle (New and Used)
    • Boats and Recreational Vehicles of all types
    • Home Improvement
    • Secured Share
  • Education Loans
    • In House by Credit Union
    • Stafford and Plus
  • Share Certificates Of Deposit
  • Precious Persons Program for ages 3 - 11
  • Direct Deposit/Payroll Deduction
  • Individual Retirement Accounts (IRA)
    • Regular
    • Roth
    • Education
  • Discount Entertainment Tickets
  • Notary Service
  • Wire Transfer Service
  • VISA Cards
  • Debit Mastercards
  • Travelers Checks
  • Financial Counseling
  • High School Financial Planning Program
  • Insurance
    • Life
    • Disability
    • AD & D

Staff

Name Title/Position
Barry Stilwell CEO/Manager
Deirdre C. Fitzgerald Operations Manager
Charlene Arva Member Services Manager
Holly Davis Head Teller
Rachel Bement Loan Processor
Kristy Smith Member Service Rep.
Cara Rutherford Part-Time Member Service Rep.

Board of Directors

Name Title/Position
Sam DeSalvo Board Chairman
Richard Onze Co-Vice Chair
John Zappia Co-Vice Chair
Steve Holmes Board Treasurer
Mary-Martha Harvey Board Secretary
Barbara Landon Board Member
Henry Roenke Board Member
Douglas Forgue Board Member
Dennis 'Putt' Moore Board Member

Supervisory Committee

Name Title/Position
Keith Eddinger Supervisory Committee Chair
Gary Baxter Committee Member
Douglas Lowden Committee Member
Marilyn Arton Committee Member
Grace Loomis Committee Member

Others

Name Title/Position
Martin E. Muehe Legal Counsel
Henry Roenke Security Officer

Fees and Services

Transaction Fee
Membership Fee $ .25
Insufficient Funds (NSF) 25.00
Copy of a Check $3.00
Return of Deposited Item 25.00
Statement Reproduction $3.00
Involuntary Closing Fee $15.00
Funds Transfer Fee $1.00
Stop Payment (check & EFT) $10.00
Non-CFCU ATM Fee over 4 per month $1.00
Wire Transfer $20.00
Card Replacement Fee $10.00
Protest Check $20.00
Late Payment Fee $15.00
Credit Union Check Charge $2.00
Account Balancing Per Hour $25.00
Address Not Changed $5.00
Flood Cert $20.00
VISA overlimit fee $15.00
Copy fee per page $.25
Early payoff payment shaver loans $500.00
International Wire $40.00
Mortgage Modification $300.00
Research Fee Per Hour $75.00
Monthly Inactive/Dormant Account Fee $5.00